Know the Cost. Then Decide How You Want to Pay.
0% Promotional APR · Loans Up to $200,000 · Flexible Options
ROOFWORX offers roof financing through Enhancify to Middle Tennessee homeowners: 0% promotional APR for up to 22 months on qualifying projects and loans up to $200,000, subject to credit approval. See your real project price first with our instant estimator, then check your options in minutes — checking won’t affect your credit score.
Financing Isn’t Just for Emergencies
Most people think of roof financing as something you reach for when there’s no other option. It’s actually a useful tool for a much wider range of homeowners — people who want to move forward on a planned replacement without draining savings, upgrade to a better material or system, bundle exterior work into one project, or simply keep cash available for other priorities while still protecting the house on their own timeline.
Whether your roof is aging, damaged, or simply due for an upgrade, financing gives you a way to move forward on your terms — not because you have to, but because it makes sense for how you want to manage your money.
0% Promotional APR
Qualifying projects may be eligible for 0% promotional APR financing for up to 22 months — pay for your roof over time with no interest during the promotional period.
Loans Up to $200,000
Finance amounts up to $200,000 for larger roofing projects, full exterior restorations, or homes requiring significant repairs alongside replacement.
Fast Approval Process
A straightforward application with fast decisions, so you’re not left waiting once you’ve decided to move forward.
How It Works
- See your price range instantly — use our instant estimator to understand real project cost before talking to anyone.
- Schedule a free inspection — we assess your roof, identify what’s actually needed, and provide a written estimate.
- Review your financing options — we’ll walk you through the available plans so you can pick what fits your budget and goals.
- Apply and get approved — the application is fast and checking your options won’t affect your credit score.
- We get to work — your roof is repaired or replaced with CertainTeed materials and backed by our Shield Coverage workmanship guarantee.
If Storm Damage Is Involved
If your roof has storm or hail damage, an insurance claim may be an available option, and it’s worth having that conversation with your carrier. Insurance timing doesn’t always match your timeline, though — a claim can take weeks to resolve. Financing can give you a way to move forward on the repair or replacement now, on your schedule, while that process plays out separately. We won’t promise that an eventual insurance payout will cover your financing balance; that depends on your specific policy, coverage, and claim outcome. What we can promise is that you won’t have to choose between waiting on an insurer and protecting your home.
Shield Coverage — 10-Year Workmanship Warranty, No Extra Cost
Financing a new roof doesn’t mean skimping on protection. Every ROOFWORX installation — financed, insurance-paid, or cash — comes standard with Shield Coverage: a transferable 10-year workmanship warranty backed by a documented Shield ID, free to transfer if you sell your home.
Roof Financing FAQs
Can I see the roof price before I apply for financing?
Yes. Our instant roof cost estimator gives you a real price range in about 30 seconds with no phone number or email. Financing comes second, after you understand the total project cost.
Does checking my financing options affect my credit score?
Checking your options does not affect your credit score. Final approval and terms are subject to credit approval by the lender.
What financing terms does ROOFWORX offer?
Through Enhancify, qualifying projects may be eligible for 0% promotional APR for up to 22 months, and loan amounts go up to $200,000. Terms are subject to credit approval, may change, and the lender’s current disclosures apply.
Is roof financing only for emergencies?
No. Many homeowners use financing for planned replacements, material upgrades, or bundled exterior projects to keep cash available while still protecting the house on their own timeline.
Will insurance pay off my financing if I have storm damage?
We can’t promise that. Financing lets you move forward while an insurance claim is resolved separately, but whether any insurance payment covers your balance depends on your policy, your coverage, and the claim outcome.
Does financing change my warranty?
No. Every ROOFWORX roof replacement, financed, insurance-paid, or cash, includes Shield Coverage, our transferable 10-year workmanship warranty, at no extra cost.
See the Price First. Decide How to Pay Second.
Check what you qualify for without affecting your credit score. Or call (615) 934-5732 and we’ll walk you through it.
ROOFWORX — Licensed TN Contractor BC-A/r #85166 | CertainTeed ShingleMaster | Nashville, TN | (615) 934-5732 | Financing offered through Enhancify. Subject to credit approval. Promotional terms (0% APR for up to 22 months, loans up to $200,000) as of October 2026; terms and conditions apply and may change.